Judy Karam

Broker Associate & Top Producer
Excellence is never an accident.
Photo of Judy Karam


  • English, French, Vietnamese


  • Broker, Top Agent Network


  • Developments, Investment Properties, Residential Sales

I am:

  • I've always enjoyed hard work and being goal oriented. I can think of no other career that allows you such flexibility, while offering long term rewards.

Proudest Moment:

  • My proudest moment is when my son received his MBA!

Favorite Neighborhood:

  • It's difficult to pick just one favorite neighborhoodsince each have unique characteristics that appeal to me. I LOVE my city!


  • Excellence is never an accident.

If there’s one philosophy Judy lives by, it’s that “home” is not just a sanctuary… it’s a celebration of life.  This sentiment is at the heart of each transaction she undertakes.  She believes excellence is never an accident.  It is the result of high intention, sincere effort, intelligent direction, and skillful execution.  For Judy, success is more than just money… it’s balance in her life.

As a Broker in San Francisco, there are many challenges which one faces daily in the task of managing one’s business and balancing that with personal life and social contribution. Having had many years of both Real Estate and Corporate Client Management experience, the business task of leading clients through a decision process comes relatively naturally. It is the challenge of balancing the pressures of selling with the responsibility of ethical and professional representation that seems to stretch the capacity of many Realtors. Couple that with an amorphous work schedule and one can see how many Realtors have difficulty balancing healthy lifestyles.

Having over 30+ years of sales and marketing experience, both in real estate and fortune 100 companies, she brings a wealth of knowledge to complement her highly diverse global clientele.  Representing high-end homes, condos, multi-unit income properties and project developments in San Francisco’s finest neighborhoods is her wheelhouse. Currently living in Corona Heights, her areas of specialty includes: Financial District/North Waterfront, Pacific Heights, Marina, Telegraph Hill, Russian Hill, Sea Cliff, Noe Valley and Eureka Valley. She has also successfully represented buyers and sellers in Marin, Sonoma, San Mateo and Santa Clara counties.

Childhood in Idaho laid the foundation for her extraordinary work ethic and honed her innate ability to think outside the box.  Her family lived abroad for a number of years before settling in San Francisco. She attended Cathedral High School, San Francisco State University, then UC Berkeley for graduate studies.  An avid traveler, global citizen, insatiable knowledge seeker and a true believer that we have the responsibility to leave the world a better place.

Dear Mr. Congi, It is much gratitude that I would like to bring to your attention the outstanding work of Judy Karam. It is rare to find somebody who is so understanding and unselfish in today's real estate market. I felt very well represented, advised, and taken care of. Judy has not only far exceeded my expectations but has changed the way I think about your profession in general. She works extremely hard and goes to great lengths to ensure that every detail at every stage of the transaction is to her high standards.

– Greg S., Anesthesiologist

Dear Judy, Although I've bought and sold a number of homes, here in the bay area and other states, you are unquestionably by far the best I've ever encountered. Our chance meeting was precipitated by my need for a rental and your thoroughness and integrity in dealing with that property on behalf of your client left an indelible impression on me. When time came for me to consider buying, you were the ONLY choice to accomplish that mission.

– Ralph Goldsticker Managing Director of R&D for a G

Judy, I could not have found a more perfect agent than you! Your expertise, guidance and management of the entire sales process from beginning to end have been exemplary and stellar. Whereas others promised, you delivered!

– Darlene Fung, Oakland

Dear Mr. Congi, Quite honestly we chose McGuire Real Estate over other firms because of one person, Judy Karam. In any business dealing, we have never seen anyone as truly competent and professional as Judy. In a world where one rarely finds human decency and warmth in business, Judy supplied both. My husband and I found it easy to place our entire trust in her.

– Randy & Brooks Sautner Retiree, RN

Dear Judy, Until I was lucky enough to work with you, I believed the old saying about three rules for buying good property - location, location, location. Now, I realize there is a fourth requirement: working with a great Realtor! You are an outstanding professional! Anytime I became distracted from my focus, you gently brought me back by asking perceptive questions and showing me additional properties that fit my goals. Even though my busy professional schedule drastically cut into the amount of time I could spend looking at properties, you found me the perfect home in only four short weeks.

– W. Wong, M.D. Chicago

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